Money Movement
for Global Businesses
Fractal Payments automates full-cycle of money movement for Global Businesses.
We provide a compliance-first solution for multiple currencies.
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Global Account
for every business
Open a USD account with Fractal and streamline your cross-border payments across 30+ currencies.
Streamline Cross-Border Payments
Open a Fractal Account and access fast & cheap cross-border payments across 30+ different currencies.
Seamless Top Up & Withdrawal
Move funds between your Fractal Account and your Bank within minutes.
Compliance Built In
Automate the full-cycle of money movement with a Fractal account, including initiations, approvals and compliance.
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All your payments
in one dashboard
Manage invoicing, bill payments and salaries from one platform.
Save time on automating financial admin.
Create & Manage Invoices
Create compliant invoices, send payment requests to clients and track payments status of every invoice.
Pay Bills, Expenses & Salaries
Track, manage and pay your employees and vendors through our compliance-first platform.
Manage Clients & Vendors
Save time on managing your clients and vendors. Automate reporting and payment management.
Works across
Multiple Currencies
Compliance-first solution for managing your Global Business. Manage everything from payment initiation to reconciliations.
Multi-Currency Support
Run your business across multiple different currencies. Automated FX and multi-currency accounting included.
Digital Assets Compliant
Make stablecoin payments with your Fractal account or with your bank. Say goodbye to wallets!
Stablecoin Friendly
Settle your stablecoin bills directly with your Fractal or bank account.
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Reconcile payments
in one click
Stay compliant and save time on financial reporting and tax compliance with our powerful integrations.
Connect To Xero or Quickbooks
Directly connect to Xero, Quickbooks or any other accounting software.
Invite Accountant
With Fractal you don't need an accounting! But you can invite one to manage and reconcile payments for you.
Get Real-Time Notifications
Save time on tracking payments with our real-time notifications.
Safer Payments
& Enhanced Security.
We are here to make on-chain payment safer.
Advanced security, transaction checks and
insurance embedded in the product.
Bank-level Security
Safeguard data with top-tier AES-256 encryption, ensuring your information remains private and secure.
Transaction Validation
Trust every transaction with our rigorous validation process, confirming authenticity and integrity.
$3,000 Insurance
Coming soon: Eligible users will soon enjoy added security with our $3,000 insurance guarantee.
A lot more powerful features to help you save time & money.
Global Compliance
Automate accounting, W8 & W9-BEN and global tax compliance.
Batch Payments
Save time on batching and automating team payments.
Stablecoin Friendly
Make stablecoin payments from your USD Account.
Payment Notifications
Stay on top of your payments with real-time email notifications.
Team Members & Approvals
Add team members and approve payments across team members.
Payment Links
Send Payment Links to get paid and pay faster.
Integrations
Integrate Fractal Payments with your existing financial apps and workflows.
Missing an integration? Let us know and we will build one for you.
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Pricing for everyone.
Pricing designed for freelancers, businesses and enterprises.
Freelancers
Create invoices, send payment requests and track payments
Freelancers
Create invoices, send payment requests and track payments
Business
Best for businesses and finance teams managing complex financial operations
Business
Best for businesses and finance teams managing complex financial operations
Enterprise
Best for large businesses with more than 20 employees
Enterprise
Best for large businesses with more than 20 employees
Designed for all businesses & freelancers.
Businesses
Streamline payments across multiple currencies and stablecoins, enhances security of payment operations, integrate with your favourite payment and accounting tools.
Freelancers
Manage all invoices in one place, get paid faster and reconcile everything in one click.
Accountants
Streamline accounting for your clients. Invite multiple team members. Manage different clients all from one platform.